

In the 1920s, the insurance industry assessed flood insurance and came to the conclusion that premiums would be too expensive, leaving only those living in high risk areas as the sole purchasers of flood insurance. In the mid-twentieth century, national flood issues were addressed by the construction of dams, levees, and sea walls. Please don’t be left uninsured when it comes to flood insurance and call us today! Please call 1-88 for a complimentary flood zone determination, a flood insurance quote, and to ask any flood insurance-related questions. As direct representatives of FEMA, all policies are processed through the NFIP. The flood insurance agents at South Carolina Flood Insurance specialize in providing flood insurance coverage and boast extensive knowledge of both flood insurance and stay up-to-date with NFIP legislation. In fact, many areas of South Carolina are FEMA-designated flood zones with varying levels of risk. No water source located nearby means a home or business is not located in a flood zone.Ī nearby water source is not required to be located in a flood zone.The lower your FEMA-determined risk, the less your coverage will cost. Thanks to FEMA and the National Flood Insurance Program (NFIP), flood insurance policies can be obtained for very reasonable premiums. Flood insurance policies are unaffordable.Homeowners insurance covers many things, but flood insurance is generally not one of them – a fact that will be highlighted on the first page of a homeowners insurance policy. Homeowners insurance will cover flood damage.The mission of South Carolina Flood Insurance is to ensure South Carolinians know the basics about floods and flood insurance and to clear up the common misconceptions. South Carolina Flood Insurance and parent company National Flood Insurance, LLC, focus solely on providing flood insurance to the residents and business owners in South Carolina. According to the Federal Emergency Management Agency (FEMA), flooding is the #1 occurring natural disaster in the United States.
